Surveys show that every third Slovak travels abroad without travel insurance. Find out why it’s important to think about something other than just sunbathing on the beach before vacation.
Medical cost insurance is the foundation of any travel insurance. If you only want a basic package of travel insurance, it will probably be just medical cost insurance.
What does this insurance cover? Typically, they are the costs of your treatment that you need either because of an accident or a sudden illness. This insurance will cover your medical treatment, hospitalization, medication, necessary diagnostics, eventually surgery, return to Slovakia, and other actions that sometimes vary depending on where you were insured.
Do not underestimate the medical expenses insurance. For example, if you get a stroke that is quite common at high temperatures? You should know that “treating” ordinary sunburns, for example, in such a Turkey can cost you almost € 500 without insurance.
Insurance in case of loss of documents and luggage may not be found in the basic travel insurance package, but it is not harmful to consider it. Especially if you are traveling by plane or taking more expensive things with you.
In the event of loss or theft of your documents, you must first contact the police and request a protocol to be written. There’s a lot of “paperworkers” waiting for you. If you do not know what to do and your travel insurance package has included so-called. assistance services, just call us and we (at least by phone) are at your place to help you with any problems.
Some of you may think that you only need a European Health Insurance Card. Why couldn’t they treat you in the EU as at home? Yes, they will treat you. Specifically, in EU countries, Serbia, Liechtenstein, Norway, Switzerland and Iceland. But elsewhere, you can keep your passport hidden in the safe of your wallet. In addition, patients’ co-payments for health care are individual in each country and can rise high. This applies in particular to hospitalization, treatment with a dentist or the purchase of certain medicines.
The European Health Insurance Card is only accepted in healthcare facilities that are involved in the public insurance system. For example, in Croatia you will not find such facilities at all. However, if you use a commercial travel insurance service, you do not have to worry about anything, as it covers medical expenses up to the amount of the insurance policy, even in private health facilities.
Indeed, travel insurance is not useless and taking a vacation without it is a bit risky. If you are planning a family holiday or a trip across the border, you may also want to read about our ONLINE Travel Insurance. With it you can enjoy your holiday without unnecessary worries.
So that you do not have to think about concluding a travel insurance before you go abroad, it is also possible to conclude a year-round Travel Insurance to your credit card.